When savings are meager, it might be time to unretire
(WorldNews Business)

Dear Liz: I´m 67, retired and have $83,000 in a 401(k) that I left with my employer. Should I see a certified financial planner? Based on my current income, I either need a job, or I have to start pulling $10,000 from my 401(k) each year, which will clean out my account in eight years. Answer: You definitely need a job. You could burn through your nest egg even faster than you expect if the stock market drops or an unexpected expense crops up. And retirement is loaded with surprise expenses, from healthcare bills to home repairs to long-term care. Even in a best-case scenario, you´re likely to run short of money long before you run out of breath. A planner could have warned you about this...