The best credit cards to get instead of a store-branded card
(Windows Phone Central)

Heads up! We share savvy shopping and personal finance tips to put extra cash in your wallet. Windows Central may receive a commission from The Points Guy Affiliate Network When shopping at virtually any store on earth, you`ve probably been offered a store-branded credit card at checkout. While you`ve originally planned to pay for the purchase with your debit or regular credit card, the merchant talks to you about how using their credit card is better. You can earn more rewards than your regular card, get extra perks with that brand, and to top it all off, you`ll get 10% off today`s purchase when you get approved for and use their card. Many brands, like Kohls and Gap, will sometimes bump that savings upwards of 35% off your first purchase with the card. It sounds like a no brainer, right? The downsides Well, almost all of the time the store-branded credit card turns out to be much less advantageous than your regular credit card, for a few key reasons. The first is kind of obvious...