Why you must not consider tax refund as free money
(World News Science)

"Let's go to Goa," I told her, as soon as she entered my room with a view, overlooking the bus depot. The Abba song money, money, money, was playing in the background. "Suddenly feeling rich are we?" she asked. "You know going to Goa is an expensive proposition." "Perhaps." "Out with it." "So, this income tax refund which was stuck for a couple of years has come through." "Interesting," she said. "But tell me something V. Given that you plan your finances well, why do you end up with income tax refunds every year." "As a freelancer, I have no idea about the kind of money I am going to end up earning by...