`I had cancer - but my insurer tried to wriggle out of paying`
(The Guardian Money News)

Sheila Hastings took out critical illness cover, but faced a fight over her £280,000 claimWhen Sheila Hastings* heard just days after her daughter´s wedding that she had an `aggressive` form of kidney cancer and major surgery was inevitable, she was comforted that at least she had a `critical illness` insurance policy taken out with Zurich eight years earlier.These policies are supposed to pay out a lump sum if you are diagnosed with a life-threatening illness such as cancer or heart disease. Typically, they cost about £100 a month for each £100,000 of cover if taken out by someone in their late 40s or early 50s. In Sheila Hastings´ case, her policy would pay out £279,224 on diagnosis. Continue reading...