Five steps to stop overspending
(WorldNews Africa)

It`s a classic overspending scenario and if it sounds like you, you`re far from alone. According to the Consumer Financial Protection Bureau`s , about one-third of people ages 30 to 49 has more credit card debt than savings. But, take heart! With a little help and a healthy dose of discipline, the cycle can be stopped. First, know your triggers. Understand why you overspend. Psychology tells us there are many reasons why people overspend, from trying to keep up with the proverbial Joneses to attempting to salve emotions....